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This is not an easy answer.  Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

What our clients are saying.

We are an independent insurance agency headquartered in Coral Gables, Florida.
Our goal is to help you get the right insurance coverage at the right price.

“Great customer service! Quick and transparent! By far the best option out there.”

The absolute best! Amazing customer service…informative…promptly responses to questions. Recommend to everyone. No better option out there.

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